Building a new home is a major milestone and one of the first big decisions you’ll face is whether to build a custom home or go with a pre-designed (or off-the-plan) option. Each path has its pros and cons, depending on your land, lifestyle, and budget.

This guide will help you understand the differences so you can decide which approach is the right fit for you.

What is a custom home?

A custom home is designed and built from scratch to suit your unique needs, preferences, and site conditions. Rather than selecting a layout from a catalogue, you work with a builder or designer to create a home tailored to your lifestyle.

Custom homes are often ideal for people with specific design ideas or a strong vision for their future home. They’re normally chosen by people who have a unique block of land to take advantage of, or people looking to build their ‘forever home’.

Is a custom home better value?

While the upfront cost of a custom home can be higher than a standard design, it can deliver better long-term value. You’re not paying for features you don’t want, and your home will be a better fit for your block and lifestyle.

In many cases, investing in a home that’s truly tailored can mean fewer compromises, better functionality, and greater satisfaction over time.

What is a pre-designed or off-the-plan home?

Pre-designed homes, also known as off-the-plan or project-built, are homes built from existing floorplans offered by a builder. You choose a layout from a range of templates, with limited scope to customise features, fittings, or materials.

These homes are typically designed to suit flat blocks and are built in high volumes to reduce design and construction costs.

Are pre-designed homes cheaper?

Generally, yes. Pre-designed homes are often more affordable because the design work is already done and the builder can streamline the construction process. They can also be quicker to build. However, changes to the layout or finishes may come with additional costs, and you may need to compromise on how well the home suits your block or lifestyle.

Consider This Before Deciding Which Is Right For You

  • Your lifestyle: Do you want your home to fit your life—or adjust your life to fit a set floorplan?
  • Your land: Irregular, narrow, or sloping blocks often benefit from a custom design.
  • Your budget: Pre-designed homes can offer upfront savings, but custom homes offer long-term value.
  • Your timeline: Pre-designed builds may be faster; custom homes require more planning time.
  • Your preferences: How important is it for you to have input on every detail?

The Benefits of Choosing Custom Home

Benefit #1: Personalised design

Every detail is made for you, from the floorplan to the finishes. There’s no need to compromise on layout, functionality, or style.

Benefit #2: Designed for your block

Custom homes are shaped around the unique characteristics of your land, making the most of views, orientation, and site conditions.

Benefit #3: Long-term value

Thoughtful design and quality materials help ensure your home stands the test of time, both functionally and financially.

Benefit #4: A more personal experience

When you build with Chross Homes, you work directly with our founders, Oscar and Chris. From first design consultation to final handover, you’re supported by a small, passionate team who genuinely care about bringing your vision to life. We don’t hand you off to a salesperson or project manager – you’ll always know who you’re dealing with, and you’ll always be heard.

Our approach is built on trust, transparency, and a shared commitment to quality. We take on a select number of projects at a time to ensure every home gets the attention it deserves.

Is a custom home right for you?

If you’re looking for a home that fits your life, not the other way around, a custom build could be the right path.

Get in touch to discuss the details of your future home.